Underinsurance in Australia: An Adviser’s Perspective

Renowned risk specialist, Russell Collins, provides his own perspective on Australia’s underinsurance dilemma. Responding to Riskinfo publisher, Peter Sobels, in relation to a poll addressing underinsurance, Russell takes a step back to reflect on the nature of an unresolved issue that has been present in our community for decades prior to the implementation of recent…

Keyperson Insurance

The basic premise for Keyperson insurance is that business is an enterprise for profit. Since the purpose of business is profit, it is self-evident that the most valuable asset of a business is the asset which produces the most profit. Any gain beyond that is ascribable to management expertise and ingenuity. Therefore, the HUMAN ASSET…